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"But the US dollar remains the wildcard. If and when the greenback strengthens again, the renminbi will come under renewed pressure, reigniting capital outflows. Then we cannot rule out a further clampdown on outflows, in order to safeguard foreign exchange reserves," he said.

"China is a very dynamic market," Freda said, "we continue to invest in the vibrant opportunity of our second home market."

"But we believe physical stores will still play an important role. Things will just become increasingly integrated.

"By analyzing customers based on their movement among segments over time, we can achieve dynamic micro-segmentation, and predict future behavior in a very accurate fashion," he said.

"But we have also developed a more mature system by partnering with telecom carriers, banks and other relevant parties to crack down on such crime. Cross-party collaboration is one of the keys to prevent such cases from happening," Luo said.